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Saturday, November 12
What’s the best way to pay off credit cards?
If you have a credit card balance that’s giving you nightmares, the best way to pay it off is to focus on paying it down as quickly as possible.
Friday, November 11
How to pay off credit cards fast?
While we all need some type of credit to make purchases and finance big-ticket items, it's important not to get into credit card debt.
Thursday, November 10
Getting a line of credit with a bad credit score.
If your credit score is less than perfect, getting a line of credit can seem like an impossible task.
Wednesday, November 9
What is a balance transfer APR?
When you transfer a balance from one credit card to another, the new card will often offer a promotional interest rate as an incentive.
Tuesday, November 8
What is a balance transfer? How to make the smart choice?
When you take a loan to buy a car or home, you have to pay interest on that loan.
Tuesday, November 8
Personal loan vs a credit card. How should you manage debt?
When you need cash fast and don’t have an immediate alternative, a personal loan or a credit card could seem like good options.
Monday, November 7
How to reduce APR on existing credit card debt?
Credit card interest rates can be extremely high, especially if you have a subprime credit score.
Sunday, November 6
How should I negotiate my APR?
When you’re applying for a loan, credit card, mortgage or any other financial product with an interest rate involved, it’s important to understand how your APR (annual percentage rate) is calculated.
Saturday, November 5
What is a good APR on credit cards?
Credit card APRs are the interest rates that you’ll pay on your balance. The higher the APR, the more expensive your credit card will be.
Friday, November 4
How to negotiate credit card debt?
When you have a high credit card balance, it can seem like your options are limited.
Monday, October 31
Personal loan vs credit line. Which should I choose?
Personal loans and credit lines are both types of revolving credit that you can use again and again when you need money.
Monday, October 31
Top 5 strategies to reduce credit card debt
The average balance is about $5,300 and the trend shows no sign of abating.
Friday, October 28
Why it’s so hard to payoff credit card debt?
Unless you’ve been living under a rock, you know that the cost of an education has skyrocketed in recent years.
Thursday, October 27
How much a 1% change in APR affects credit card debt?
When you’re shopping for a credit card, the APR is probably one of the first things you look at.
Tuesday, October 25
Top hacks & tools for paying off credit card debt.
Did you know that there are more than 1,000 different credit card rewards programs available to consumers today?
Sunday, October 23
Why you should never make just the minimum payments on credit card debt
If you have credit card debt, the last thing you want to do is just the minimum payments.
Saturday, October 22
How to lower your APR on credit card debt.
APRs on credit cards could go as high as 26%. But how can you effectively lower it?
Wednesday, October 19
Cons of a Balance Transfer
Sometimes Balance Transfers aren't all that strai!ghforward. Here's all that you should look out for
Sunday, October 16
The best (and worst) ways you could be using your credit card!
Have a credit card? Or planning to get one? Here are things to do and not to do with your credit card
Friday, October 14
5 Things To Know Before You Do A Balance Transfer
It’s not uncommon to end up with multiple credit card bills when you’re trying to build your credit. But if you have a high balance on one card and an offer for a balance transfer on another, which one should you choose?
Monday, October 10
Alternatives to a balance transfer
A balance transfer is a great way to save money on interest and pay down your debt faster — but it’s not the only option.
Monday, October 3
Everything you need to know about the American Express Platinum Credit Card
What's the big deal about the American Express Platinum Credit Card? Here's what's hot and what's not!
Tuesday, August 30
Everything you need to know about the BankAmericard Credit Card
Is the BankAmericard Credit Card your perfect credit cards? With no rewards, why does this card still make sense? Let's find out!
Sunday, August 28
What is the FIRE movement?
The FIRE retirement movement takes direct aim at the conventional retirement age of 65 and the industry that has grown up to encourage people to plan for it.
Friday, August 26
Biden's decision to help students get debt-free!
Here's what you need to know about Biden's student loan relief plan!
Wednesday, August 17
Book in focus: The Intelligent Investor
Here's a quick book review of the book The intelligent investor. A book that has been known to make investors aware of what they're doing wrong and what they're doing right about their money.
Monday, August 15
Everything you need to know about the Wells Fargo Active Cash Card
This article covers all the benefits, pros and cons of the Wells Fargo Active Cash Card
Friday, August 12
The Best 0% APR Credit Cards for August 2022
Looking for a 0% APR Credit Card that suits your needs? We have curated the top 5 best credit cards for the month of August for you.
Wednesday, August 3
Best Credit Cards For Travel Insurance for August 2022
Confused about whether you should get a credit card with travel insurance this vacation season? Here are the top 5 cards that offer just this and much more! Read on.
Friday, July 22
Everything you need to know about the Discover It Balance Transfer Credit Card
This article covers all the benefits, pros and cons of the Discover It Balance Transfer Credit Card
Wednesday, July 20
Book in focus: Thinking, Fast, and Slow!
Here's a quick book review of the book Thinking, Fast, and Slow! A book that has been a bestselling for many years. How does that help us make better decisions?
Monday, July 18
Everything you need to know about the Amex Blue Cash Preference Credit Card
This article covers all the benefits, pros and cons of the Amex Blue Cash Preference Credit Card!
Saturday, July 16
Everything you need to know about the Apple Card
The Apple card claims to be the best card ever. True? Here's everything about it!
Thursday, July 14
The Importance of Mindset
While clearing out debt, it is important to have the right mindset around it. Here are tips on how to keep calm and carry on.
Tuesday, July 12
What Happens When the Fed Raises Rates?
The Federal Reserve’s job is to keep the supply of money in the country’s economy. But when the Fed increases interest rates, what does that mean for your money?
Monday, July 11
Book in focus: The Psychology of Money!
Here's a quick book review of the Psychology of Money. A book that has been making the rounds for its sound financial advice.
Wednesday, July 6
What is a FICO score? How is it different from a credit score?
Your FICO score is one brand of a credit score and is arrived at based on the data in your credit reports. Here's how it can be broken down.
Tuesday, July 5
Where are the rich investing?
What makes rich people, well, rich? Sound investment decisions and patience. But how do you identify these financial opportunities? This article breaks things down
Sunday, July 3
Make attainable goals!
We all want to be financially independent. This doesn't happen overnight. Here are ways in which you can set sound financial goals, work towards those goals and watch them come true.
Friday, July 1
Life after debt
Now that you have cleared out all debt, here are a few ways to ensure that you are financially independent in the future.
Thursday, June 30
The Amount of Revolving Balances Too High? Here's What It Means!
Learn more about what it means to have high amounts of revolving credit balances on a credit application.
Wednesday, June 29
Top 5 Best Balance Transfer Card Tips From Reddit
Learn about the best balance transfer card tips according to Reddit users and how to pick a useful balance transfer card.
Tuesday, June 28
The Top 10 Personal Loan Tips from Reddit You Should Know about
Learn more about the top personal loan tips from Reddit users including things to think about, how to get the lowest APR, and other important information.
Friday, June 24
The Top 8 Credit Card Debt Tips from Reddit You Need to See
Redditors offer some great tips on how to deal with credit card debt and we picked our favorite ones to share with you. Learn about how to tackle credit card debt now. Most adults have a credit card and credit card debt is not as uncommon as one might think. Figuring out how to pay off credit card debt can be a large feat. In this article, we’ve compiled the top 10 tips from Reddit to help you pay down your credit card debt.
Saturday, June 18
How Long Does a Balance Transfer Take? A Full Guide
Read about balance transfers, how long they take, tips for navigating any balance transfer issues, and potential alternatives that could be better.
Tuesday, June 14
750 Credit Score Explained - What You Need to Know
Learn about the benefits of a 750 credit score, how to maintain it, and how to improve your 750 credit score.
Sunday, June 12
730 Credit Score Explained - What You Need to Know
Learn more about what a 730 credit score means, the benefits, how to maintain it, and how to improve your credit.
Saturday, June 11
688 Credit Score Explained - What You Need to Know
Learn more about what a 688 credit score means, the benefits, how to maintain it, and how to improve your credit.
Friday, June 10
The 5 Best Credit Cards from Reddit You Should Know
When deciding which credit card to apply for, there can be an overwhelming amount of options to choose from. In this article, we’ve done the work for you and found the top 5 best credit cards according to Reddit.
Friday, June 3
The importance of interest rates
Credit cards might be an inexpensive option to choose from. But the interest rates can be very high. Here's all that you need to know about the interest rates
Monday, June 6
How Many Credit Cards Should You Have According to Reddit
Read the best tips from Reddit users on the optimum number of credit cards you should have and how to utilize them effectively.
Wednesday, June 22
Give yourself some credit
Managing your credit cards well and paying them back on time can be very rewarding. This article explores the rewards that you can win while using Gauss to manage your credit cards.
Friday, April 29
Gauss v. Balance transfer
How Gauss is different from a balance transfer card
Tuesday, May 31
Placid Money is now Gauss Money
Gauss is the last name of one the most famous mathemati...
Friday, April 29
Gauss v. Personal loan
How Gauss is different from a personal loan
Tuesday, March 1
Gauss x Latchel
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