The Bank Americard credit card isn't your usual fancy, credit card. But it’s got one job to do and it gets that done. It saves you money on interest.
The card derives its value derives largely from its 0% period. It comes with $0 annual fee and no sign up bonus, and nada rewards. It however has a balance transfer fee of either $10 or 3% of the amount of each transaction, whichever is greater and foreign transaction fees of 3%.
It offers a 0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days, and then the ongoing APR of 14.24%-24.24% Variable APR.