If you are looking for a credit card with no annual fee, the Chase Freedom Flex card is the one for you. The card has an annual fee of $0, yet comes with a smooth earnings structure that covers a wide range of expenses plus a meaty rewards structure to keep you excited.
Annual Fee: $0
Get a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49% - 25.24% applies. Intro balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days, after that either $5 or 5% of the amount of each transfer, whichever is greater applies.
Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.