Are you a Costco shopper looking for a card that rewards you for every purchase you make? The Costco Anywhere Visa Card by Citi is the perfect credit card for you! This card offers a wide range of rewards, from cash back on gas and dining to discounts on travel and merchandise. It even has a generous sign-up bonus for new cardholders. With no annual fee, this card is an excellent choice for Costco shoppers looking to maximize their savings and get the most out of their shopping experience. Read on to find out more about this credit card and why it might be the perfect fit for you!Overview of the Costco Anywhere Visa Card by Ci
The Costco Anywhere Visa Card by Citi has 0% intro APR for 12 months. After the introductory period, the standard variable APR for purchases is 14.99% - 22.99%. The penalty APR is 29.99%. If you are late on a payment, you may incur a fee of up to $37. This card has no annual fee.
This card has no foreign transaction fees. This means that you won’t have to pay additional fees when using this card while traveling abroad.
This card has a rewards program that lets you earn cash back on purchases. The rewards are tiered depending on which rewards category you spend the most in. Additionally, you’ll receive 2% cash back at Costco and Costco.com
The rewards program on this card has a tiered structure. This means that you’ll earn a specific amount of cash back every time you make a purchase that fits within one of the categories. The categories and the rewards earned in each are as follows:
- 4% cash back at Costco gas
- 2% cash back at Costco and Costco.com
- 3% cash back at restaurants
- 1% cash back on all other purchases
If you want to take advantage of the higher rewards rate for dining out, you’ll need to sign up for an account with the Citi SavingsEdge program. This will enable you to receive the 3% cash back from restaurants on the Costco Anywhere Visa Card by Citi.Sign-up bonus
The Costco Anywhere Visa Card by Citi comes with a generous sign-up bonus. When you spend $3,000 on the card in the first three months after receiving the card, you’ll receive $150 cash back. If you spend $5,000 on the card within the first three months, you’ll receive $250 cash back. This is a great way to offset some of the upfront costs of getting the card.
The sign-up bonus is only available to new cardholders. If you’ve had the card in the past, you won’t be eligible for the sign-up bonus.Annual fee
The Costco Anywhere Visa Card by Citi has no annual fee. This is a great perk for cardholders who don’t want to be charged an annual fee. Many rewards credit cards do charge a fee, which can be quite the burden on those who don’t spend a great deal on credit cards. You’re Costco membership card also double as your credit card with an additional photo of your membership card on the back of the credit card.Interest rates and fees
The Costco Anywhere Visa Card by Citi has no foreign transaction fees. This means that you won’t have to pay additional fees when using this card while traveling abroad.
This card has no annual fee. This is a great perk for cardholders who don’t want to be charged an annual fee. Many rewards credit cards do charge a fee, which can be quite the burden on those who don’t spend a great deal on credit cards.Eligibility requirements
This card has a good set of eligibility requirements for potential cardholders. Typical requirements include having a good to excellent credit score and being at least 18 years old. If you’ve been turned down for an ordinary credit card in the past, you may have difficulty prequalifying for a new card. However, this card is issued by a bank that specializes in helping people with less-than-perfect credit get back on track with credit card usage. If you’ve had trouble getting approved for a credit card in the past due to a less-than-perfect credit history, this card may be your ticket to getting back on the credit card track.
Like many premium credit cards the Costco credit card requires a credit score of 720 or higher to qualify.Customer service
If you run into any issues with your card, you can reach customer service via phone or email. The customer service team can be reached 24/7 at 1-866-434-7970 for phone support and at 1-866-232-9854 for Spanish support. You can also contact the team via secure, online email at citi.com/creditcards
The Costco Anywhere Visa Card by Citi has a zero fraud liability policy. This means that if someone steals your card information and makes unauthorized purchases, you won’t be held responsible for those charges.Security features
The Costco Anywhere Visa Card by Citi has the basic security features that you would expect to find on any credit card. These include Visa’s Zero Liability Policy, an EMV chip, and an online account management tool.
The EMV chip provides an added level of security and protection against fraud. This chip is unique to each card and provides a code that changes with each transaction to further protect you against fraud.
Additionally, the online account management tool provides you with a detailed log of all your purchases and helps you monitor your spending.Summary and conclusion
The Costco Anywhere Visa Card by Citi is a great rewards credit card for Costco members who want to earn more cash back on their purchases. The card’s tiered rewards program lets you earn more cash back on some of your most frequent purchases, such as gasoline and dining out. This card comes with a generous sign-up bonus that can be used toward the upfront costs of getting the card. There is no annual fee, and this card has the added security of an EMV chip. If you’re a Costco shopper, this card is the perfect choice for maximizing your rewards and savings. For those already loading up on groceries for the family at Costco and regularly fueling up at Costco’s gas stations this may be the perfect credit card for you.